Mistakes to avoid when you consider 
                     filing for bankruptcy in Ohio 



DO NOT:


~ use any of your credit cards, obtain cash advances, use convenience checks, or do balance transfers on your credit cards after you have begun to consider bankruptcy.

~ pay loans to family or friends.

~ leave assets off your Bankruptcy Petition.

~ fail to let your attorney know if you are getting a substantial tax refund.

~ fail to let your attorney know if you are about to receive an inheritance or large insurance settlement.

~ try to hide income from your small business.

~ sell, transfer or give property to anyone without talking to your Bankruptcy Attorney.

~ cash out retirement plans or 401k’s.

~ take out a second mortgage.

~ hide assets or debts.

~ take out "payday loans."

~ fail to list debt to family or other "insiders."

~ write bad checks.

~ forget to tell your Bankruptcy Attorney about liens you may have on your home so they can be avoided.

~ make major financial decisions without consulting a Bankruptcy Attorney.

~ misrepresent any facts to your Bankruptcy Attorney or the Bankruptcy Court.

~ incur more debt once you have considered bankruptcy as an option.

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*The law requires us to tell you that we are a debt relief agency. We help people file for
Bankruptcy Relief under the Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.