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è BEFORE YOUR SIGNING APPOINTMENT:

• Be sure to have less than $400 in ALL bank accounts (individual filers) and $800 (joint filers), including cash on hand

• Provide your most recent paystubs to the paralegal

è DURING YOUR SIGNING APPOINTMENT:

• Review the final draft of your petition and schedules; this is the final time to make changes

• If changes are required after the case is filed, you will be charged additional fees and possible costs

• You will receive your case number and date of your 341 Meeting during the appointment (if a Chapter 7)

• You will receive a complete copy of the signed petition and schedules, together with a copy of the court docket and Notice of Bankruptcy filing

è AFTER YOUR SIGNING APPOINTMENT:

• You will receive a letter from our office with important instructions regarding your 341 Meeting

• You will receive a notice from the US Bankruptcy Court specifying the date of your 341 Meeting

• You may receive a letter from your Trustee requesting various documents in addition to the documents we have in our file

• Within forty-five (45) days of filing your case, you must complete the Debtor Education portion of the required credit counseling.

• Ten (10) days PRIOR to your 341 Meeting, call our office to schedule a phone appointment with the attorney to prepare for the 341 Meeting

• The 341 Meeting takes place in downtown Cleveland;  if you need directions, please call our office at least one (1) business day PRIOR to your 341 Meeting

• The 341 Meeting is conducted in a conference room type setting with other Debtors – you will not appear in a courtroom

• You will receive an official Order of Discharge three (3) to four (4) months after your case has been filed