What you should bring when you come to see us




The Bankruptcy Reform Act of 2005 has suggested that bankruptcy practioners provide reasonable back up or proof of a Debtor's financial situation.  Therefore, as part of our due diligence, each Debtor is required to provide the following information to our office so that we can verify your assets and liabilities prior to filing your case with the U.S. Bankruptcy Court:

~ Legible copies of paystubs that you have received for the six (6) months prior to filing your case.  (Example:  If, after preparing a draft of your petition and schedules, we are able to file your case in June, you must provide copies of your paystubs for the months of December, January, February, March, April and May.)

~ Legible copies of ALL bank statements for the six (6) months prior to filing your case for each account that a Debtor maintains.

~Legible copies of ALL retirement, 401k, pension, annuity, or other financial statements for the last six (6) months prior to filing your case for each account that the Debtor maintains.

~Legible copies of ALL life insurance policies owned by the Debtor showing whether the policy is term or whole life, the name of the beneficiary and the cash value of each policy.

~Legible copies of ALL deeds, mortgages, leases or other documents showing ownership or leasing of any real property occupied or owned by Debtor.

~Legible copies of ALL titles, memorandum of titles and proof of insurance for each vehicle that a Debtor owns or leases.

~Legible copies of the most recent tax return filed, in addition to the prior two (2) years of tax returns that a Debtor has filed.


OTHER DOCUMENTS:

We will need to obtain a downloadable credit report to ensure that all creditors are listed in the Bankruptcy petition

Debtor will need to obtain a Certificate of Credit Counseling from an approved Credit Counseling Agency before the case can be filed with the U.S. Bankruptcy Court






For more information about our other areas of practice, please visit our firm website







*The law requires us to tell you that we are a debt relief agency. We help people file for
Bankruptcy Relief under the Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.